Insurance does Matter
Life Insurance is the foundation of any financial plan.
If you have children, or a spouse, or anyone else who depends on you then life insurance is for you.
Life insurance is excellent if you do not have enough cash to support your dependents until they can become self-sufficient if you die.
You should fund your family’s future expenses after you’ve gone (i.e. university tuition) in case you die before you’ve had time to save enough money.